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Mortgage Checklist

The following information is usually required during the loan process:

    1. How important monthly payment stability is to you.
    2. Your ability to qualify at market rates for the loan amount selected.
    3. How long you plan to stay in the home.
    4. Expectation of stable versus rising or declining income.
    5. Level of current market rates - high versus low.
    6. Possibility of significant rate changes.
    7. Existence of up-front costs.
    8. Your desire for rapid home equity build-up.
Jeff Hench, Retail Lending Manager NMLS #482665
First Federal Bank of the Midwest
211 S. Fulton St., Wauseon, OH  43567
Toll Free:  (877) 367-8178
Direct:  (419) 335-1741
jhench@first-fed.com
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